Comfort Shouldn't Have to Wait.
A new system is a big purchase. Flexible financing means you don't have to choose between your budget and your family's comfort — get the right system now and pay over time.
Why Finance
Smart Reasons to Finance Your New System
Lower Bills Offset Payments
A new high-efficiency system often reduces energy bills enough to offset the monthly payment.
Equipment Warranty
New equipment comes with manufacturer warranties — protecting your investment for years.
No Pressure, Ever
We'll tell you what your system actually needs. If repair makes more sense than replacement, we'll say so — even when financing is available.
Comfort Now
Don't suffer through a South Carolina summer waiting to save up. Get comfortable now and pay over time.
How It Works
Simple Application Process
Call or Contact Us
Reach out by phone or online. We'll discuss your needs and walk you through available options.
Quick Application
The financing application is straightforward. Many decisions are made in minutes.
Get Approved
We work with multiple lenders to find options for a range of credit profiles.
Schedule Installation
Once approved, we schedule your installation — often the same week.
Financing Available
Flexible Payment Options
We offer financing options that make a new system affordable — with low monthly payments and a straightforward application process.
- Low monthly payments that fit your budget
- Quick and easy application process
- Decisions often in minutes
- Flexible terms to match your needs
- No prepayment penalties
- Apply online or over the phone
Why Finance with Garris Air?
A new high-efficiency system often reduces energy bills enough to offset the monthly payment.
New equipment comes with equipment warranties — protecting your investment for years to come.
We'll never recommend a system you don't need. Our financing is for your benefit, not our commission.
Current Specials & Promotions
Seasonal Tune-Up Special
Schedule your AC or heating tune-up and save. Ask about our current seasonal pricing when you call.
New System Promotions
Installing a new AC, heat pump, or furnace? Ask about our current installation specials and available savings when you call.
Comfort Savings Plan Discount
Join our Comfort Savings Plan and save on every service visit, plus earn a Savings Credit toward future equipment.
Referral Reward
Refer a friend or neighbor to Garris Air and receive a credit on your next service. Ask us for details.
Promotions change seasonally. Call us for the latest offers.
Financing — Common Questions
What financing options do you offer?+
We offer flexible financing through approved lenders with competitive rates and terms. Contact us for current options and to start your application.
How quickly can I get approved?+
Many financing decisions are made in minutes. We can often have you approved and scheduled quickly.
What credit score do I need?+
We work with multiple lenders to find options for a range of credit profiles. Contact us to discuss your situation.
Can I finance a repair as well as a new system?+
Financing is primarily available for new equipment installations. For repairs, we offer upfront pricing and accept all major credit cards.
Are there any current promotions?+
Promotions change seasonally. Call us or contact us online to ask about current specials and available savings.
Ready to Get Started?
Flexible financing, honest pricing, and quality HVAC service across Greenville, Spartanburg, and Upstate South Carolina.